Mortgage Workflow Partners

Toll Brothers Mortgage

Migration to Enhanced Conditions

Prepared by
Mortgage Workflow Partners
Confidential · August 2026

Project Objective

Migrate Toll Brothers Mortgage from manual, memory-driven conditioning to Encompass® Enhanced Conditions — replacing inconsistent, manually-typed conditions with an automated, rules-based library driven by AUS findings, loan type, and product. MWP will provide end-to-end guidance, a full analysis of current settings and workflows, and hands-on Encompass® admin support working directly alongside the Toll Brothers team.

Project Start
August 15
Target Go-Live
December 15

MWP Approach & Capabilities

Best Practice Workflows

MWP brings proven Enhanced Conditions workflows refined across prior Encompass® migrations — not a from-scratch build, but a configuration grounded in what already works for lenders like Toll Brothers.

Existing Rule Sets & Mapping Guidance

Pre-built condition rule libraries and document mapping guidance are brought into the engagement and tailored to Toll Brothers' loan types and product mix — accelerating the build instead of starting from zero.

Automation Support

Conditions are automatically triggered, populated, and cleared based on AUS findings and matched document types — reducing manual UW and processor touches on routine files.

Project Phases

Phase 1: Discovery & Assessment

Aug 15 – Sep 12
  • Full analysis of current Encompass® settings, workflows, and condition sets
  • Stakeholder interviews with Toll Brothers Mortgage admin and operations team
  • Gap assessment against Enhanced Conditions best practices
  • Migration roadmap and success criteria defined jointly with the team

Phase 2: Initial MVP Build

Sep 15 – Oct 24
  • Build Enhanced Conditions configuration in a test environment
  • Map existing manual conditions to automated, rules-driven condition sets
  • MWP-led Encompass® admin support alongside the Toll Brothers team
  • Iterative review checkpoints as the MVP takes shape

Phase 3: Testing & Training

Oct 27 – Dec 5
  • User acceptance testing across representative loan scenarios
  • Refinement of condition rules based on test results
  • Admin and end-user training sessions
  • Go-live readiness review

Phase 4: Go-Live & Post Go-Live Support

Dec 8 – Jan 15
  • Go-live by December 15
  • Hypercare support for issue resolution in the first weeks live
  • Ongoing MWP guidance and Encompass® admin support through contract end
  • Handoff documentation for the Toll Brothers team

What's Included

Ongoing guidance and strategic direction throughout the migration

Full analysis of current Encompass® settings and workflows

Hands-on Encompass® admin support alongside the Toll Brothers team

Investment

$10,000/ month

5-month minimum engagement ($50,000 minimum total)

Covers discovery, MVP build, testing, training, go-live, and post go-live support — with MWP guidance, settings/workflow analysis, and Encompass® admin support delivered alongside the Toll Brothers Mortgage team through project completion.

Confidential — Prepared for Toll Brothers Mortgage by Mortgage Workflow Partners